Wouldn't it be nice to get back to business?

Wouldn't it be nice to receive immediate cash for your receivables?

Wouldn't it be nice to get out of the billing business?

VNB/FSNH can take over some of these things that you'd just rather not worry about.

Business|Manager® is a complete system by which the bank purchases your existing receivables on a discounted basis and takes over the responsibilities for billing your customers and collecting their payments.

You get your money immediately! And because Business|Manager® enables you to offer terms to your customers, you may increase the volume of your business as well. It's a "win-win" situation for both you and your customers.

With Business|Manager®, the Bank buys your receivables up front. When we assume your billing functions, you'll receive money in your account for your present book of receivables. So you begin the process with cash covering most everything that is owed to you. You can use the proceeds from BusinesslManager® to reinvest in your business, take advantage of supplier discounts, pay off existing debt -- whatever helps create additional profits for your business.

On new invoices, you receive immediate cash for charge sales, less a bank service fee and a reserve for delinquent accounts.

Most businesses want to improve their cash flow. Some want to avoid hassles of handling their own billing. Every business would like to have more time to get back to doing business.Whatever the reason, Business|Manager® is designed for all types of businesses, from manufacturers to retailers, from doctors and dentists to wholesale distributors.

Have questions? Want a presentation of the Business|Manager® receivables management program -- at your office or at the Bank? You can drop by one of our offices, call us at 1-800-367-8862, or contact us by e-mail.

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Vermont National Bank/First Savings of New Hampshire is insured by the FDIC.

Vermont National Bank /First Savings of New Hampshire is an Equal Housing Lender.