Business Loans and Lines of Credit

We know the importance of having a flexible source of credit available. Because your cash needs may fluctuate randomly or cyclically, a business loan line of credit can make an important difference. A business loan can help you expand your organization, enhance productivity and achieve maximum profitability. You can purchase new equipment, relocate and/or renovate, and react quickly to new opportunities while conserving working capital.

Term Loans

Term loans are designed to assist you in augmenting permanent working capital or acquiring fixed assets at advantageous terms. Such loans are often helpful in upgrading your equipment or improving your facilities. Terms may vary between one and fifteen years.

Lines of Credit

Organizations that experience repetitive and usually predictable short-term cash needs for pre-defined purchases may wish to consider establishing a line of credit. A line of credit is generally approved for one year, thus providing you with the funds necessary to operate without repeated negotiations with the Bank.

Have questions? You can drop by one of our offices, call us at 1-800-367-8862, or contact us by e-mail.

     

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Vermont National Bank/First Savings of New Hampshire is insured by the FDIC.

Vermont National Bank /First Savings of New Hampshire is an Equal Housing Lender.