Choose from five personal checking options!

Our checking accounts are designed with different customers in mind. There’s our Breakaway account for those aged 18-23, 62 Plus Checking, Premier NOW Checking, Free Checking and more. Check the chart below to see which account might be right for you

Get more than just a checkbook.Open a checking account with us and receive a Checkers Card®—our debit card with worldwide ATM access— plus free 24-hour telephone access to your accounts, a VISA® or Mastercard® with no annual fee (upon approval) and much more.

Socially Responsible Banking Option

All checking accounts are available as Socially Responsible Banking® (SRB) accounts. With the Socially Responsible Banking Fund, your deposits support organizations committed to affordable housing, sustainable agriculture, education,
the environment and community business in Vermont.

Need more information? For more information on our checking options, stop by any of our convenient offices or call us at 1-800-367-8862. (TTY users: 877-318-0255)

  Free Checking Regular Checking Premier NOW 62+ Checking Breakaway Checking
Minimum daily account balance(s) required to avoid monthly service charges No minimum. $500 in checking, or a combined average collected balance of $2,500 in designated savings, money markets, CDs, IRAs, and your primary checking account. $1,000 in checking or a combined average collected balance of $7,500 in designated savings, money markets, CDs, IRAs, and your primary checking account. No minimum. Available if you are 62 or older. No minimum. Available if you are 18-23.
Monthly maintenance fee (activity fee) None. $5.00

$6.50 when check images are returned with your statement.

$10.00

$11.50 when check images are returned with your statement.

None. None.
Fee per check or debit None. $.20 per check or debit. $.20 per check or debit. None. None.
Checkers Card® with free access at VNB and First Savings of New Hampshire ATMs Yes. Yes. Yes. Yes. Yes.
VISA®/MasterCard® with no annual fee (upon approval) Yes. Yes. Yes. Yes. Yes.
SRB option Yes. Yes. Yes. Yes. Yes.
"Covered Bridge" style wallet checks First 50 free. First 50 free. Unlimited free. Unlimited free. First 50 free.
Check safekeeping. We will keep copies of your check images at no extra charge. At your request we will provide up to two free copies each month. Required. Yes. Yes. Yes. Required.
Check images enclosed with statement No. Available for additional $1.50/month. Fee is waived if you maintain the required minimum daily balance(s) shown above. Available for additional $1.50/month. Fee is waived if you maintain the required minimum daily balance(s) shown above. Yes. This option is available free of charge. No.
BIL (Bank Information Line) access Yes. Yes. Yes. Yes. Yes.
Overdraft protection (upon approval) Yes, with $30 annual fee. Yes.

No annual fee.

Yes.

No annual fee.

Yes.

No annual fee.

Yes, with $30 annual fee.
Additional features     Free Single Signature American Express® Travelers Cheques.

Interest accrues whenever the daily collected balance is $.01 or greater.

Discounts on loans.

   

If you’d like to open an account or if you have questions, stop by any of our banking offices or call 1-800-367-8862. (TTY users: 877-318-0255)

     
 

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Vermont National Bank/First Savings of New Hampshire is insured by the FDIC.

Vermont National Bank /First Savings of New Hampshire is an Equal Housing Lender.