Basic Savings Account/Breakaway Account
Minor’s
Savings
Holiday
Club
Premier
Money Market Account
Money
Market Deposit Account
Premier
Certificate of Deposit - Non Negotiable
Certificates
of Deposit - Non Negotiable
Penalty-Free
CD
Certificates
of Deposit - Jumbo
Educational
Funding Certificates of Deposit
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Savings
Accounts Available with 24-hour access to your moeny at
our Automated
Teller Machines (ATMs):
Basic
Savings Account
- Interest is compounded daily and
credited monthly
- $200 minimum daily collected
balance necessary to earn interest and avoid a
service charge
Minor’s
Savings
- An ideal way to teach the savings
habit to customers under age 18
- Interest is compounded daily and
credited monthly
- $25 minimum daily collected
balance necessary to earn interest.
Holiday
Club
- An easy and sure way to save for
holiday expenses or any other future occasion
- Make weekly deposits
- Interest is not compounded.
Interest will be credited to your account at the
end of the term
- You will not receive accrued
interest if the account is closed before the end
of the term
- Risk-free, guaranteed growth on
short or long term investments
Premier Money
Market Account
- Interest is compounded and
credited monthly
- Tiered interest rates
- $7,500 minimum initial deposit to
open
- Additional deposits allowed
- Limited withdrawal capabilities
Money Market
Deposit Account
- Interest is compounded and
credited monthly
- Tiered interest rates
- $1,000 minimum initial deposit to
open
- Additional deposits allowed
- Limited withdrawal capabilities
Premier
Certificate of Deposit - Non Negotiable
- Guaranteed rate for term of the
certificate
- 32 day to 1 year terms
- $500 minimum to open
- Interest is compounded daily and
credited monthly
- Automatic renewal at current rates
- Additional deposits allowed
- Substantial penalty for early
withdrawals
Certificates
of Deposit - Non Negotiable
- Guaranteed rate for term of the
certificate
- 1-5 year term
- $500 minimum to open
- Interest is compounded daily and
credited monthly
- Automatic renewal at current rates
- Substantial penalty for early
withdrawals
Penalty-Free
CD
- Available in 6-month and 1-year
terms
- Interest is compounded daily and
credited monthly
- $500 minimum to open
- Automatic renewal at current rates
- If a withdrawal is made within 6
days of the account opening, we may impose a
penalty equal to seven days interest on the
amount withdrawn
- Minimum withdrawals of $250.00
allowed. You must allow at least seven days from
the date of your last deposit or withdrawal.
- Additional deposits of $250.00
($50.00 pre-authorized automated deposits)
accepted
Certificates
of Deposit - Jumbo
- Guaranteed rate for term of the
certificate
- 7 day to 7 year terms
- $100,000 minimum to open
- Simple interest. For maturities of
less than one year, interest credited at end of
term; for longer terms, interest is credited
annually
- Interest is transferable to other
accounts at the Bank
- Automatic renewal at current rates
- Substantial penalty for early
withdrawal
Educational
Funding Certificates of Deposit
- Guaranteed rate for term of the
certificate
- 5 year term
- $50 minimum to open
- Grandparents, parents, and
students may add to the account at any time.
- Automatic deposits can be arranged
- Penalty-free withdrawals available
for educational expenses
- Interest rate may be changed twice
during the term
- Substantial penalty for
withdrawals not related to educational expenses
Have questions?
You can drop by one of our offices, call us at
1-800-367-8862, or contact us by e-mail.
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