For the life of your home equity line, you get the prime rate. VNB/FSNH Prime is equal to Citibank Prime published in the Wall Street Journal—8.50% Annual Percentage Rate (APR) as of February 27, 1998.

Although prime may change, your APR can change by only 3% in any one year. Over the life of your line, the maximum APR that can apply is 18%.

Is it for you? VNB/FSNH will lend up to 80% of your home’s current value (less any existing mortgage balances). If your loan-to-value ratio exceeds 80%, other terms and conditions will apply. Lines are only available on 1–2 family owner-occupied properties. Ask us for details about other types of home equity loans on condominiums and investment properties.

No closing costs? If you take a minimum initial draw of $10,000 or greater to use for any purpose other than to repay this line, VNB/FSNH will pay the closing costs. Otherwise your closing costs will be approximately $200–$300.

Available all the time. Don’t miss this great opportunity to get a Prime All the Time Home Equity Line.

Stop by one of our offices today, or call 1-800-367-8862.

Go to "Home Equity Loans" | VNB/FSNH Home Page | Personal Banking Services | Personal Loans & Lines of Credit